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Open an Account

Individual or Joint checking account

Click here to open an Individual or Joint account

Then follow the instructions below:

  1. Fill out the new account form
  2. Submit the form electronically
  3. Select an option to print the application Master Deposit Agreement or have us mail it to you
  4. Within one business day you will receive an email to E-Sign the deposit agreement
  5. Funding for Certificate of Deposit accounts must be received by check or wire transfer prior to account opening
  6. You will receive your welcome kit in 7-10 days
  7. Go to https://www.bankdirect.com/ and start banking

Individual Retirement Account

Traditional IRA Account

Complete, print, and mail back the following forms:

  1. BankDirect IRA Application, plus
  2. Traditional IRA Application
  3. IRA Rollover Review, (if applicable)

Other Forms of Importance:

  1. Traditional IRA Contribution Form
  2. Traditional IRA Distribution Form
  3. Transfer/Rollover/Conversion Form

Print and mail with your initial deposit to:

BankDirect
IRA Department
P.O. Box 809017
Dallas, Texas 75380-9779

Roth IRA Account

Complete, print, and mail back the following forms:

  1. BankDirect IRA Application, plus
  2. Roth IRA Application

Other Forms of Importance:

  1. Roth IRA Contribution Form
  2. Roth IRA Distribution Form
  3. Transfer/Rollover/Conversion Form

Print and mail with your initial deposit to:

BankDirect
IRA Department
P.O. Box 809017
Dallas, Texas 75380-9779

You will need Adobe Reader to view these application forms. You can download a free Adobe Reader from the Adobe Reader website.

If you have any questions, please contact the Client Support Center at 1.877.839.2737 or e-mail us at clientsupport@bankdirect.com.

Don’t want to apply online? Contact Client Support to request a New Account Kit be mailed to you.


Important Information:
To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.  What this means for you: When you open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you.  We may also ask to see your driver’s license or other identifying documentation.  In all cases, protection of our customer’s identity and confidentiality is the Bank’s pledge to you. We apologize for any inconvenience this may cause; however, federal law prohibits us from waiving these requirements.