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Monday, April 19, 2021 4:45:20 PM CT
Learn More About Online Bill Pay
How Online Bill Pay Works

BankDirect's Bill Pay Service Makes Paying Your Bills Easy And Safe.
Anytime. Anywhere.

To begin using our Bill Pay service, you must first be enrolled in Online Banking. You will then create your own personal payee list for all of the bills that you may have (Credit Cards, Utility Payments, Department Stores, Insurance and Mortgage/Rent Payments, etc.) In fact, you can include almost any merchant, payee or service provider you want on your personal list and have the flexibility to change your list as time goes on.

Make payments with ease and control
You may pay anyone, any amount, to be sent on a business day, and change your instructions right up to the payment date. You can even schedule your regular fixed payments, like your mortgage and car loan, automatically. For regular variable payments like phone and utilities, once your initial payee list is established you will only have to enter the amount and payment date, since the system remembers the addresses from your previously created payment list. You designate which checking accounts are to be debited. And when you give the word, we will debit your account and pay the payee. It’s that simple. Bill Pay is only offered on our regular checking accounts.

Receive Payment History Anytime
At any time; you can retrieve a record of your payment history up to 12 months through our bill pay system quickly and confidentially. You will be able to access your records in a way that best suits your needs; by name of payee, amount of payment, date of payment. In addition, your monthly bank statement will provide you with a printed record of all your interactive bill payment activity.

Unique Features with BankDirect’s Bill Pay Service:
  • Pay a Person:

    With Pay a Person, you can pay an individual electronically if they have a U.S. bank account and a valid e-mail address

  • eBills:

    eBills present the information you need to pay your bill on time, including the amount due, due date, and unpaid balance. eBill is offered on any payee designated with the eSIGN UP icon.

    You will continue to receive detailed paper bills in the mail when you register for eBills. All previous eBills are maintained online so you can review up to eighteen months of your billing history at any time.

    • Register for eBills:

    • Within the eBills section on the Bill Pay homepage, click Sign Up to view your eBill eligible payees and select “setup eBill” next to the payee you’d like to register.

    • eNotifications:

    • You can set up email or text notifications, located under the Options tab, to remind you that a bill has been received.

  • Gift Checks:

    With BankDirect Gift Checks, you can send a gift check for those special birthdays, wedding anniversaries, graduations, holidays or just because

  • Donate to a Charity:

    Our Bill Pay Service allows you to donate to numerous charities and/or organizations

  • Interbank Transfers:

    Within Bill Pay, you can transfer funds directly from your account at BankDirect to your own account at another Financial Institution.

Things to note about electronic bill payments
Some bills are paid electronically through the system while others are sent by check to the payee. When a payment is paid electronically or by check, the system will recommend you set up your payment at least five (5) business days before the due date for that bill. Accounts are debited on the payment date inputted into the system and not the bill's due date.


Bill Pay is free to all BankDirect clients; however, there is a fee for Gift Checks and Charitable donations


If you would like to take a test drive of our Bill Pay Service, click here.

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