Savings & Money Markets
Money Market Account
Money Market Account Plus provides the liquidity and convenience of a checking account, plus competitive interest rates.
$500
to open
High-yield interest
paid on collected balances of $10,000.00 and above.
$0
monthly fee
$500 to open
Interest compounded daily
Interest paid on collected balances of $10,000.00 and above
Checks upon request; first order of 40 personalized checks free
Free Visa® CheckCard for ATM withdrawal
Four (4) reimbursed ATM withdrawals per statement cycle (up to $2.50 per transaction)
Unlimited ATM withdrawals without penalty (ATM withdrawals do not count against the six-transaction limit)
Online Bill Pay and POS transactions are not available to Money Market Account holders.
Rates
| account level | annual % yield | monthly fee |
|---|---|---|
| Money Market $0.00 to $9,999.99 | 0.00% | None |
| Money Market $10,000.00 and above | 0.50% | None |
An Annual Percentage Yield is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the Annual Percentage Yield is what you will receive. Fees may reduce earnings on accounts. $500 required to open; $0 minimum balance.
Rates for variable rate accounts (Checking, Savings, MMA) are subject to change once account is opened. Fees are based on average ledger balance for the statement cycle.
To view the BankDirect fee schedule, click here.
Regular savings account
Keep a high balance in a regular savings account and earn more interest — while also enjoying the ability to simply transfer money to your checking with interest account when you need to pay bills.
$500
to open
Overdraft Protection
Link to your BankDirect checking account to avoid overdraft.
$0
monthly fee
-
$500 to open
-
Interest compounded daily
-
Interest paid on collected balances
-
Free Visa® CheckCard for ATM withdrawal (upon request)
-
Four (4) reimbursed ATM withdrawals per statement cycle (up to $2.50 per transaction)
Rates
| Account level | annual % yield | monthly fee |
|---|---|---|
| Savings | 0.10% | None |
An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the APY is what you will receive. Fees may reduce earnings on accounts. $500 required to open; $0 minimum balance.
Rates for variable rate accounts (Checking, Savings, MMA) are subject to change once account is opened. Fees are based on average ledger balance for the statement cycle.
To view the BankDirect fee schedule, click here.