Between Wednesday, September 21, 2022 and Friday, September 23, 2022, we will be transitioning you to Texas Capital Bank’s online banking experience. Beginning at 7 a.m. CT on September 21, your accounts will be temporarily inaccessible as we complete the migration process. On September 23, customers navigating to bankdirect.com will be redirected to texascapitalbank.com, where you can access your accounts with your existing BankDirect credentials. 

BankDirect Customer Support will be closed for Independence Day on Monday, July 4, 2022. We will be back to our normal 8:00 AM to 6:00 PM customer support hours on Tuesday, July 5, 2022.

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Current Rates

 

Certificates of Deposit

CD terms interest rate annual % yield
90-Day 0.10% 0.10%
6-Month 0.50% 0.50%
12-Month 0.60% 0.60%
18-Month 0.60% 0.60%
24-Month 0.60% 0.60%
30-Month 0.50% 0.50%
36-Month 0.50% 0.50%
48-Month 0.25% 0.25%
60-Month 0.25% 0.25%

 

Minimum Required Deposit $10,000.00. A penalty will be incurred if funds are withdrawn from a Certificate of Deposit prior to maturity

Deposit Products

products & terms minimum Required deposit interest rate Annual % yield
Checking $0.00 to $2,499.99 $0 0.00% 0.00%
Checking $2,500.00 to $9,999.99 $0 0.05% 0.05%
Checking $10,000.00 and Greater $0 0.10% 0.10%
Money Market $0.00 to $9,999.99 $0 0.00% 0.00%
Money Market $10,000.00 and Greater $0 0.50% 0.50%
Savings $0 0.10% 0.10%

 

Rates are current as of publish date and are subject to change daily. Fees may reduce earnings on accounts.
Rates are listed for Personal Accounts only.

Rates Effective: 09/21/2023

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