Certificates of Deposit Accounts
Certificates of deposit
Certificates of deposit (CDs) are an investment that yields higher interest than a general checking and/or savings account.
High-yield interest
Multiple term options
Automatic renewal
Interest earned on your CD can be added back to the CD principal or transferred directly into another account. There is a $10,000.00 minimum to open a CD. Interest is compounded daily.
Rates
| account level | annual % yield | monthly fee |
|---|---|---|
| 90-Day CD | 0.10% | None |
| 6-Month CD | 0.50% | None |
| 12-Month CD | 0.60% | None |
| 18-Month CD | 0.60% | None |
| 24-Month CD | 0.60% | None |
| 30-Month CD | 0.50% | None |
| 36-Month CD | 0.50% | None |
| 48-Month CD | 0.25% | None |
| 60-Month CD | 0.25% | None |
An Annual Percentage Yield (APY) is calculated based on a one-year time frame. If you allow your interest to add back to the principal over a one-year time period, the APY is what you will receive. Fees may reduce earnings on accounts. $10,000 required to open; $10,000 minimum balance.
Interest Compounded Daily. Interest earned on your CD can be added back to the CD principal or transferred directly into another account.
Automatic renewal at maturity.
This offer applies to personal certificates of deposit (CD).
Additional terms and conditions apply. Please see BankDirect Terms & Conditions for additional details and disclosures.
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